CLEAR EXPECTATIONS
Terms &
disclosures.
Updated November 3, 2026
Business identity and licensing
Farhang Consulting, LLC · California financing license number 60DBO-77386.
Licensing information can be checked through the California Department of Financial Protection and Innovation. Services and financing availability depend on the business, location, transaction, and applicable requirements. A California license is not a statement of licensing in every state.
Our role
Neema Farhang provides personal business financing guidance and related business advisory support through Farhang Consulting, LLC. The scope of an engagement, provider involvement, and applicable compensation arrangements are explained before you proceed.
Compensation
Compensation varies by engagement and is typically paid by the financing provider. Provider compensation creates a financial interest in a completed transaction. Ask Neema about the compensation and provider relationships relevant to your options. Any fees payable by you should be explained and agreed before they are incurred.
Applications and financing decisions
An application on this website requests financing assistance. Submitting and signing the application authorizes Farhang Consulting, LLC and its funding partners to obtain business and personal consumer credit reports, verify information, and share the application with funding partners as disclosed on the form. It is not an approval, financing offer, or commitment to lend, and it does not obligate you to accept any offer. Providers determine eligibility and final terms, and may require additional documentation. No specific rate, amount, timing, savings, or business outcome is promised.
Conversations and ongoing advice
The introductory conversation is complimentary and ordinarily lasts 30 minutes. A preferred-time request is not confirmed until you and Neema agree on a time. A connected scheduling service may confirm appointments through its own process. Ongoing support and any additional advisory services depend on the agreed engagement.
Client stories
The Cymbiotika account describes Neema’s experience with an individual client and is presented with permission. It is not a promise of comparable results. Business growth reflects many factors, and financing alone should not be understood to have caused an outcome.
Using the website
Provide information you are authorized to share, and keep it accurate to the best of your knowledge. Do not upload malicious files, use the service to impersonate others, or attempt to access another person’s information. Website content is general information; legal, tax, and accounting decisions should be discussed with the appropriate professional.
Text messaging (SMS) terms
1. SMS consent communication
The information (phone numbers) obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.
2. Types of SMS communications
If you have consented to receive text messages from Farhang Consulting, LLC (Neema Farhang), you may receive messages related to the following:
- Appointment reminders and scheduling for consultation calls
- Follow-up messages about your conversation request or consulting engagement
- Requests for documents or information needed for your financing application
- Status updates on your financing application
- Replies to questions you send us
3. Message frequency
Message frequency may vary depending on the type of communication. For example, you may receive up to 5 SMS messages per week related to your appointments, application, or engagement.
4. Potential fees for SMS messaging
Please note that standard message and data rates may apply, depending on your carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally.
5. Opt-in method
You may opt in to receive SMS messages from Farhang Consulting, LLC in the following ways:
- By submitting an online form: checking the optional SMS consent box on our financing application or conversation request form
- By texting us first at the number below
Consent to receive SMS messages is not a condition of any purchase, service, or financing assistance.
6. Opt-out method
You can opt out of receiving SMS messages at any time. To do so, simply reply “STOP” to any SMS message you receive. Alternatively, you can contact us directly to request removal from our messaging list.
7. Help
If you are experiencing any issues, you can reply with the keyword HELP. Or, you can get help directly from us at www.farhang.biz/terms#contact or using the contact details below.
8. Standard messaging disclosures
- Message and data rates may apply.
- You can opt out at any time by texting “STOP.”
- For assistance, text “HELP” or visit our Privacy Policy and Terms and Conditions pages.
- Message frequency may vary.
- Carriers are not liable for delayed or undelivered messages.
Contact
Farhang Consulting, LLC · Neema Farhang